Export Finance UAE — Get Paid Before Your Buyer Pays You
Pre-shipment and post-shipment export finance from UAE banks — fund production orders and discount export bills so you turn confirmed orders into cash without waiting for overseas payment.
Top export finance offers right now in UAE
Compare the latest business loan offers from leading UAE banks, tailored to your business.
Export finance funds the gap UAE exporters and re-exporters face between fulfilling an overseas order and getting paid — vital in an economy where Jebel Ali and the free zones move goods to markets across the Gulf, Africa, and Asia. It comes in two stages. Pre-shipment finance (a packing credit) provides working capital to buy raw materials and produce or assemble goods against a confirmed export order or LC. Post-shipment finance then discounts the export bill or LC after dispatch, advancing you the invoice value immediately while the bank collects from the buyer’s bank at maturity — turning a 60- or 90-day receivable into same-week cash. Facilities can be conventional or structured on Islamic principles. Eligibility requires a UAE trade licence with export codes, confirmed orders or a buyer LC, and a clean AECB record. FinanceMarket.ae matches your export corridors and buyer profile to the banks offering the keenest discounting rates and highest advance ratios.
- Pre-shipment finance to fund confirmed orders
- Post-shipment export bill discounting
- Finance against export LCs from buyers’ banks
- Conventional or Islamic export structures
Documents Required to Apply for a Business Loan in Dubai, the UAE
Pick your profile below — the checklist differs by applicant type.
- Valid Trade Licence (Mainland / DED)
- Memorandum of Association (MOA) & Share Certificates
- Chamber of Commerce registration certificate
- Office tenancy contract / Ejari
- Company profile and website
- 6–12 months company bank statements
- Audited financial statements for the last 2 years
- VAT certificate and VAT returns for the last 4 quarters
- Sample invoices and purchase orders (POs)
- Emirates ID & passport copies of all owners / partners
- UAE residence visa copies of owners / partners
- AECB credit report
- Post-dated cheques / collateral where applicable
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Frequently Asked Questions
Answers to the most common questions about business finance in the UAE.
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